European Prepaid offers an unparalleled insight into the Prepaid Card market both in the UK and across Europe.

If you are considering entering the world of Prepaid Cards, one of your first questions should be "build or buy", this may sound obvious, however in our experience it is crucial to the long term success of your product.  Building your own solution and contracting only non-core services can end up a more profitable solution in the long term however the short-midterm costs may be high.  

If you buy in services from one supplier such as a "Program Manager" you could enter the market quicker and with less upfront costs however you may be restricted to their supply chain which you may have little control over.  In either scenario you need to contact us to find out how we can make your project a success.

Our team have provided the expertise required to deliver in excess of 55 Prepaid MasterCard® programs in Europe both using the "Buy" and "Build" philosophy so we understand the strengths and weaknesses of both options.

Some of our partners also offer a "White Label" product offering this is in basic terms a reseller agreement in which you re brand an existing product and sell this to your audience.  In this option there is almost no scope to change the fee structure and as such you would earn a share of the revenues generated.  This could be an option for a proof of concept product prior to defining your own offering, but be careful as you may or may not own the customer data depending on the partner chosen.  

European Prepaid is committed to enhancing the Prepaid Card Market across Europe and beyond. Our team have been commissioned to work with almost every piece of the value chain within the industry.  Although our key expertise is helping with the launch of a program we also work with:

  • Scheme Brands
  • BIN Sponsors/Issuing Banks
  • Processors
  • Program Managers
  • Fulfilment Houses
  • Distribution and Loading Channels

We can offer a tailored service including:

  • Business Case and Business Plan Development
  • Partner Selection Process
  • End to End Tender Process